You didn't become an insurance agent to spend three days a month buried in carrier statements. TBW gives small agencies the commission infrastructure that used to take a full-time admin to manage, for a fraction of the cost.
For most small agencies, commission processing means exporting spreadsheets, manually cross-referencing carrier statements, and hoping nothing slipped through. Here's what changes.
You don't need enterprise software. You need clean, reliable commission tracking that works the way your agency actually works.
Upload whatever the carrier sends you, CSV, XLSX, however they format it. Map the columns once and every future import from that carrier is automatic.
Whether you're splitting with a partner, paying a referral, or taking an override, configure it once and the system handles the math every month.
See what next month looks like based on current clients, new policies written, and terminations, before the carrier statement ever shows up.
Every agent in your agency gets their own portal where they can see their complete commission history, client count, and YTD earnings, without calling you.
Your complete book of business, searchable, filterable, and tied directly to commissions so you always know which clients are generating what revenue.
Every statement you import lives in the system permanently, searchable, downloadable, and tied back to the exact clients and policies it covers.
Here's what month-end actually looks like for a small agency on TBW processing statements from four carriers with three agents on their team.
Drop in files from Ambetter, SelectHealth, Oscar, and Cigna. Column mappings already saved from last month.
TBW surfaces 2 missing payments and 1 new client not yet in the system. Quick review, one click to resolve.
All three agents' splits calculated automatically. You review the payout summary and approve with one click.
All three agents can log in and see their updated commission history immediately. Zero calls to your office.
Request access and we'll walk you through getting your first statement imported. Most small agencies are up and running in a single afternoon.