At 10, 20, 30 agents, the commission problems that were annoying at 5 agents become existential. Disputes escalate. Reconciliation takes a week. Agents leave over payment confusion. TBW is built for exactly this stage of growth.
Growth is supposed to feel good. But every agent you add multiplies the complexity of your commission operation, and most agencies hit a wall somewhere around 15 agents.
At 5 agents you remember every arrangement. At 25, agents are questioning their splits every month and you're digging through old emails to prove what was agreed. One disputed payment creates distrust that lingers.
What used to take a few hours now takes your most experienced person the better part of a week. That person could be recruiting, selling, or managing, instead they're cross-referencing spreadsheets.
Every new agent means manual setup: creating accounts, assigning splits, making sure they can see their own data. It should take minutes, not days of back-and-forth emails and spreadsheet updates.
Growth agencies need more than basic commission tracking. You need hierarchy management, simple agent invites, and the ability to give every agent and sub-agency their own view.
Every agent arrangement you've ever made, handled automatically. Multi-party splits, production tiers, carrier-specific overrides, set the rules once and the system runs them every month without you.
Build a hierarchy that mirrors your real org, direct agents, team leads, sub-agencies, each with the exact visibility and autonomy their role requires. Overrides flow correctly at every level.
At this scale, cash flow planning matters. Know what next month's commission income looks like before the statements arrive, factoring in new production, terminations, and carrier pay timing.
Stop being the answer to every commission question. Each agent sees their own history, splits, client count, and YTD earnings, and can verify for themselves that everything is correct.
As you add carriers and grow your book, the import process stays exactly as simple as it was on day one. Map once, import forever, and every missing payment gets flagged before it costs you.
Invite agents directly from TBW. They create their profile, confirm their license details, and they're in, with their own view of commissions, clients, and payouts from day one.
Need full contracting, carrier appointments, and custom onboarding flows? See the Enterprise plan →
Request access and we'll walk you through the Growth plan. Most agencies are fully operational within a week, with agents invited and seeing their own dashboards on day one.